₹10 lakh health insurance does not mean ₹10 lakh payout; Here’s why your insurer may pay less than the hospital bill
4 hours ago
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A ₹10 lakh health insurance policy does not always mean the insurer will pay ₹10 lakh of your hospital bill. Room-rent caps, sub-limits, co-payments, deductibles and non-medical expenses can reduce the final claim payout.