16 mutual funds delivered over 20% SIP returns in 10 years; ₹10,000 monthly investment grew to ₹38.8 lakh

An analysis of mutual funds found that only 16 delivered more than 20% annualised SIP returns over 10 years, led by Nippon India Small Cap Fund at 22.51%. Small-cap and mid-cap funds accounted for 7 of these long-term winners, while the one-year leaderboard was dominated by small-cap funds.