₹50,000 monthly income from FD: Corpus, interest rate and tax explained

To earn ₹50,000 a month in 2026, retirees need an FD corpus ranging from roughly ₹70.6 lakh to ₹1 crore, depending on the interest rate (6-8.5%), while factoring in TDS, senior citizen tax deductions under the Income-tax Act 2025, and post-tax income for retirement planning.