Borrowing beats savings: Indian household debt grew 1.5x faster than assets in 2025, reveals new report

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The gap indicates that although households continued to accumulate savings and investments, a growing share of the additional wealth was offset by higher borrowing. Consequently, net financial assets grew by just 6.8% in 2025, below the growth rate of gross financial assets.

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Borrowing beats savings: Indian household debt grew 1.5x faster than assets in 2025, reveals new report

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