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Cash deposit vs gift tax: Why a ₹10 lakh bank deposit may attract scrutiny while a ₹50 lakh family gift can be tax-free

4 hours ago 3
Cash deposits of ₹10 lakh or more in savings accounts can be reported to the Income Tax Department, while parents can gift ₹50 lakh or more to children tax-free. Know the cash deposit limits, gift tax rules and documents needed to avoid scrutiny.
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