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Credit card transactions rise 24% in July, while average spend drops 13.5% to ₹3,460: What’s driving the trend?

1 hour ago 1
Credit card transactions increased 24.1% year-on-year to 601 million in July, but overall spending only rose 7.4%. The average transaction value fell 13.5% to ₹3,460, with consumers favouring smaller purchases through RuPay cards linked to UPI.
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