Home Loan Insurance Claim Rejected After Borrower’s Death: NCDRC Explains Why Medical History Disclosure Matters

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The NCDRC has upheld ICICI Prudential Life Insurance’s rejection of a home loan insurance claim after finding that the deceased borrower had suppressed material medical information. The case highlights why borrowers must accurately disclose pre-existing illnesses and medical history.

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Home Loan Insurance Claim Rejected After Borrower’s Death: NCDRC Explains Why Medical History Disclosure Matters

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