India's ₹100 household savings puzzle: ₹33 goes to banks, while ₹39 flows to pension funds and markets

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India’s household savings are shifting beyond bank deposits. Their share fell to 33% in FY25, while pension funds, mutual funds, shares and debentures together reached 39%. Yet 68% of household wealth remains in physical assets, highlighting the long runway for financialisation.

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India's ₹100 household savings puzzle: ₹33 goes to banks, while ₹39 flows to pension funds and markets

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