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Investment word of the day: Marginal cost of funds-based lending rate—what is MCLR and why does it matter to investors?

4 weeks ago 7
Investment word of the day: MCLR, introduced by the RBI in 2016, determines the minimum interest rate banks can lend, replacing the base rate system. It directly affects loan pricing for borrowers and offers insights for investors on economic conditions and sector performance.
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