Personal loan volume spikes, year-on-year growth drops in FY 2025: Report

The report lists out latest trends relating to borrowing trends of Indian consumers. The report highlights that personal loan POS grew from ₹10.7 lakh crore to ₹14.6 lakh crore over two years but year-on-year growth fell sharply from 25.2 percent in FY2024 to 9.1 percent in FY2025.