UPI MDR explained: Flat ₹5, 0.40% or 0.02%? Know what applies to merchants, key sectors and capital markets

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UPI MDR rules are set to apply from 15 October 2026, with different charges based on transaction value, merchant category, and payment type. Here’s a look at how the framework works and what merchants and consumers need to know.

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UPI MDR explained: Flat ₹5, 0.40% or 0.02%? Know what applies to merchants, key sectors and capital markets

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