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UPI MDR on loan repayments: What charge applies to EMIs and who bears it? Here's what borrowers need to know

2 hours ago 1
From 15 October, UPI transactions of more than ₹2,000 for debt collection, including loan repayments and EMI collections, will attract a ₹5 MDR. The charge is on the merchant side, not the borrower. Here’s how it applies to EMIs, AutoPay and credit-linked UPI payments.
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