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Will UPI payments remain free forever? Bernstein says consumers likely to stay unaffected; 30-40 bps MDR possible

5 hours ago 4
UPI users may remain unaffected even if Merchant Discount Rate is introduced, according to Bernstein. The brokerage expects large merchants to bear a 30-40 bps fee, while small merchants and low-value transactions may remain exempt. RBI Governor Sanjay Malhotra says it is too early to comment.
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