X user claims HDFC Bank charged over ₹1,200 for a 46-paise credit-card shortfall; know what RBI rules say

2 hours ago 1

A 46-paise shortfall on a credit-card bill has raised questions over how banks calculate interest and late-payment charges. Here’s what RBI rules say about unpaid balances, interest-free periods and late fees.

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X user claims HDFC Bank charged over ₹1,200 for a 46-paise credit-card shortfall; know what RBI rules say

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