Finance - TelegramMagazine

Finance

Credit card over-limit explained: Charges, impact, and how to avoid it

Credit card over-limit explained: Charges, impact, and how to avoid it...

1 month ago 5

Applying for an ICICI credit card? Here’s the minimum credit score you’ll need

Applying for an ICICI credit card? Here’s the minimum credit score you...

1 month ago 5

Credit cards offer THESE 3 benefits in addition to cashless credit if used responsibly

Credit cards offer THESE 3 benefits in addition to cashless credit if ...

1 month ago 14

Does a joint loan hurt your credit score? The truth for co-applicants

Does a joint loan hurt your credit score? The truth for co-applicants

1 month ago 7

How to avail ₹5 lakh personal loan with your PAN card? A step-by-step guide

How to avail ₹5 lakh personal loan with your PAN card? A step-by-step ...

1 month ago 13

These eight value mutual fund schemes delivered over 25% annualised returns in past five years. See list

These eight value mutual fund schemes delivered over 25% annualised re...

1 month ago 12

Will a cross-border share swap trigger tax in India?

Will a cross-border share swap trigger tax in India?

1 month ago 10

Filing ITR 2025: As ITR forms 1, 2, 3, 4 and 5 are notified, check which form applies to you

Filing ITR 2025: As ITR forms 1, 2, 3, 4 and 5 are notified, check whi...

1 month ago 8

This Pune resident saved ₹10 lakh in tax by transferring his pension fund to NPS

This Pune resident saved ₹10 lakh in tax by transferring his pension f...

1 month ago 8

THESE 2 banks revise their fixed deposit interest rates starting today. Check details

THESE 2 banks revise their fixed deposit interest rates starting today...

1 month ago 12

Top 5 mistakes to avoid while filing your income tax return in 2025-26

Top 5 mistakes to avoid while filing your income tax return in 2025-26...

1 month ago 9

Worried about volatility? Here's where to put your money in these uncertain times.

Worried about volatility? Here's where to put your money in these unce...

1 month ago 5

Schengen, US visas: How to crack the application process and ensure that your summer travel plans go ahead smoothly

Schengen, US visas: How to crack the application process and ensure th...

1 month ago 10

Applying for a ₹1 lakh personal loan? Here’s the minimum credit score required

Applying for a ₹1 lakh personal loan? Here’s the minimum credit score ...

1 month ago 11

Struggling with bad credit score? Here’s how to go from 480 to 750

Struggling with bad credit score? Here’s how to go from 480 to 750

1 month ago 10

Credit card scam alert: 5 red flags that scream ‘Fake Call’

Credit card scam alert: 5 red flags that scream ‘Fake Call’

1 month ago 10

Shopping online? ICICI Bank’s iShop portal offers big rewards—Here’s what you get

Shopping online? ICICI Bank’s iShop portal offers big rewards—Here’s w...

1 month ago 13

What is the tax rate on capital gains made in 2023 but withdrawn from CGAS now?

What is the tax rate on capital gains made in 2023 but withdrawn from ...

1 month ago 10

After large-cap switch last year, Quant MF's Sandeep Tandon starts to add small-caps

After large-cap switch last year, Quant MF's Sandeep Tandon starts to ...

1 month ago 8

Not many claim mental healthcare insurance. Here's why

Not many claim mental healthcare insurance. Here's why

1 month ago 10

Money tips and tricks from people who want to retire early

Money tips and tricks from people who want to retire early

1 month ago 6

RAID 2: Ajay Devgn vs the system – Unpacking the money lessons hidden in the action

RAID 2: Ajay Devgn vs the system – Unpacking the money lessons hidden ...

1 month ago 7

BHIM app update: A deep dive into recent features such as family mode, split expenses, spend analytics

BHIM app update: A deep dive into recent features such as family mode,...

1 month ago 10

How to download your dividend statement from HDFC Securities? A step-by-step guide

How to download your dividend statement from HDFC Securities? A step-b...

1 month ago 13

No credit score? No problem! Here’s how you can still get an education loan

No credit score? No problem! Here’s how you can still get an education...

1 month ago 15

Your Questions Answered: I want to invest in midcap indices. Please elaborate on the Nifty Midcap 50 Index?

Your Questions Answered: I want to invest in midcap indices. Please el...

1 month ago 16

KVB platinum credit card: How to apply online in just 5 simple steps

KVB platinum credit card: How to apply online in just 5 simple steps

1 month ago 14

Individual current accounts: Benefits, minimum balance, and who should open one

Individual current accounts: Benefits, minimum balance, and who should...

1 month ago 15

What is the credit card minimum amount due? Should you pay it and carry forward the balance

What is the credit card minimum amount due? Should you pay it and carr...

1 month ago 11

Personal loan EMI calculator: Don’t use it without THESE 3 crucial inputs

Personal loan EMI calculator: Don’t use it without THESE 3 crucial inp...

1 month ago 14

These 5 popular credit cards provide access to airport lounges. See details

These 5 popular credit cards provide access to airport lounges. See de...

1 month ago 13

Personal Loan: This NBFC offers loan for up to ₹55 lakh. Check details

Personal Loan: This NBFC offers loan for up to ₹55 lakh. Check details...

1 month ago 12

Small Savings Schemes Vs Bank FDs: These investments help investors earn upto 8.1% a year with tax benefits

Small Savings Schemes Vs Bank FDs: These investments help investors ea...

1 month ago 14

Why missing your EPF nomination could leave your family in limbo

Why missing your EPF nomination could leave your family in limbo

1 month ago 15

Busting the five common myths about personal loans in India: Know the facts before you borrow

Busting the five common myths about personal loans in India: Know the ...

1 month ago 18

New Tax Regime: 7 key things every taxpayer should know while filing income tax return

New Tax Regime: 7 key things every taxpayer should know while filing i...

1 month ago 13

Here's how NRIs can save up to 18% GST on insurance premiums

Here's how NRIs can save up to 18% GST on insurance premiums

1 month ago 7

ATM usage cost up by ₹2 to ₹23/withdrawal after free monthly usage limit

ATM usage cost up by ₹2 to ₹23/withdrawal after free monthly usage lim...

1 month ago 15

7 key lessons from John Bogle's classic, ‘The Little Book of Common Sense Investing’

7 key lessons from John Bogle's classic, ‘The Little Book of Common Se...

1 month ago 13

My health insurance premium jumped 30%. What are my options?

My health insurance premium jumped 30%. What are my options?

1 month ago 18

Investment of ₹1 lakh in 2013 in THIS mutual fund would have grown to around 8 lakh now. Check how

Investment of ₹1 lakh in 2013 in THIS mutual fund would have grown to ...

1 month ago 13

ICICI Bank personal loan: 7 easy steps for quick approval and seamless disbursal

ICICI Bank personal loan: 7 easy steps for quick approval and seamless...

1 month ago 5

Direct stocks or mutual funds? The best answer isn’t a side—it’s a strategy

Direct stocks or mutual funds? The best answer isn’t a side—it’s a str...

1 month ago 11

Low credit score of 670? Here are 5 smart ways to secure a credit card or personal loan

Low credit score of 670? Here are 5 smart ways to secure a credit card...

1 month ago 5

How loan settlement helped a woman in her 20s ease the burden of ₹30 lakh in debt

How loan settlement helped a woman in her 20s ease the burden of ₹30 l...

1 month ago 6

Got a salary hike? Here’s how a step-up SIP mutual fund strategy can help you save smarter

Got a salary hike? Here’s how a step-up SIP mutual fund strategy can h...

1 month ago 5

These 5 credit cards offer rewards galore to cardholders. Check details here

These 5 credit cards offer rewards galore to cardholders. Check detail...

1 month ago 7

Looking to get a Bank of Baroda Vikram Defence credit card with no annual fees? Here's how to apply in 5 easy steps

Looking to get a Bank of Baroda Vikram Defence credit card with no ann...

1 month ago 14

This fintech is turning MFs into instant payment wallets—but will users bite

This fintech is turning MFs into instant payment wallets—but will user...

1 month ago 16

Planning to take personal loan to invest in market? Speak to a wealth advisor first

Planning to take personal loan to invest in market? Speak to a wealth ...

1 month ago 14